AI companies that sell prepaid credit wallets face a forecasting problem unique to their billing model: revenue that arrives as cash months before it’s earned, burning down at a rate that’s hard to predict when usage is growing.
The calculator above lets you model depletion dates for any wallet size and burn rate — including growth-adjusted projections over 12 months. Use it to set auto top-up thresholds that trigger renewal conversations before customers hit zero, and to model the deferred revenue liability on your balance sheet.
Who this is for: Finance and billing teams at API-first and usage-based SaaS companies managing enterprise prepaid contracts under ASC 606.
For the full accounting and billing methodology behind prepaid wallet structures, read Customer Wallet Burn Rate: Forecast Prepaid Credit Depletion.

