Finance & AI Calculators

Free calculators for finance leaders: model your ERP click tax, AI gross margins, prepaid wallet burn rates, and usage-based vs per-seat MRR. Built for CFOs and finance teams at mid-market and enterprise SaaS companies.

Turn Your AR Aging Report Into a Collections Priority List

Paste your invoice ledger and instantly see aging buckets, DSO, a multi-factor customer risk score, and a collections priority list. Runs entirely in your browser, and your AR data never leaves your device.

Open calculator →

Build Your Deferred Revenue Schedule in Seconds

Build a month-by-month deferred revenue schedule for any set of contracts. Enter start date, term, and total contract value per line and get an instant recognition waterfall, no spreadsheet required.

Open calculator →

Build a Collections Email Sequence in Minutes

Generate a five-email dunning sequence, from a friendly pre-due reminder to a final notice, in three tones. Customize your company name, sender, and cadence, then copy or download the full sequence.

Open calculator →

Billing Lag: The Hidden Working Capital Trap

Calculate how billing lag traps working capital and hurts cash flow. Enter your contracts signed, ACV, billing lag, manual invoice error rate, and DSO to see the total business impact of invoice delays.

Open calculator →

How Much Is Your ERP Click Tax?

Calculate the annual cost of manual ERP navigation and month-end close data entry. Enter your team size, hourly rate, and hours spent in the ERP to see your total click tax and AI ROI.

Open calculator →

Per-Seat vs. Usage-Based: See the MRR Difference

Compare per-seat and usage-based pricing revenue models side by side. Enter your customer base, usage assumptions, and growth rate to calculate MRR, ARR, and 12-month revenue trajectories for each pricing approach.

Open calculator →

Forecast When Your Customer's Wallet Runs Out

Forecast when your customers' prepaid credit wallets will run out. Model deferred revenue burn-down, growth-adjusted depletion dates, and auto top-up thresholds over 12 months.

Open calculator →

Know Your LLM Costs Before Your Pricing Is Locked In

Calculate the true gross margin for AI-native SaaS products. Model LLM input and output token costs, prompt caching savings, and per-seat vs usage pricing to see where your margins land before pricing is locked in.

Open calculator →